How to Join

At RGVCU, you're not a customer, you're a member. And "ONCE A MEMBER, ALWAYS A MEMBER", so once you join the credit union, you may remain a member for life, even if you change jobs, retire or move away.

A minimum deposit of $25.00 plus a processing fee of $5.00 allows YOU to become a member of RGVCU. (If opening a checking account, balance in savings must be at least $25). When you maintain a balance of $25 or more, you are considered to be a member and will be eligible for all the services we offer. There are two ways to open your account at RGVCU:

1. Visit Your Nearest Branch
Visit our New Accounts Department at any of our offices. To open an account you will need to bring: A Valid Driver's License or State I.D. Card or another acceptable form of identification. Your taxpayer Identification / Social Security Number.

2. Call Us
If you don't have the time to come into a branch, contact our New Accounts Department at 956-423-5792. We will mail everything you need to join RGVCU. We will mail you a membership application, a signature card, a rate and fee schedule and a membership and account agreement. You will be requested to provide a clear copy of your valid Driver's License or State ID card or another acceptable form of identification. (For more information on acceptable forms of identification, please call a New Accounts Representative). Please verify all information on the signature card and fill out your Taxpayer Identification number/Social Security number. Your signature on the card will need to be notarized. Once this is done you will need to mail the membership application, copy of identification and the notarized signature card along with a check or money order for your initial deposit to us so that we may open your account.