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RGVCU Online & Bill Pay
Deposit Slips
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Rate Board
Effective May 1, 2021
Rates subject to change without notice.
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Saving & Club Accounts |
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$100.00 - $4,999.99
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0.01% APR
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0.01% APY
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$5,000.00 - $9,999.99
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0.02% APR
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0.02% APY
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$10,000.00 and Over
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0.05% APR
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0.05% APY
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$100.00 Minimum Average Daily Balance Required to Earn Interest. |
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Interest Bearing Checking |
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$100.00 - $4,999.99
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0.01% APR
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0.01% APY
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$5,000.00 - $9,999.99
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0.02% APR
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0.02% APY
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$10,000.00 and Over
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0.05% APR
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0.05% APY
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$100.00 Minimum Average Daily Balance Required To Earn Interest. |
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180 Day Certificate of Deposit |
0.15% APR
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0.15% APY
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1 Year Certificate of Deposit |
0.20% APR
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0.20% APY
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2 Year Certificate of Deposit |
0.25% APR
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0.25% APY
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3 Year Certificate of Deposit |
0.50% APR
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0.50% APY
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$1,000.00 Minimum Average Daily Balance Required to Earn Interest. An early withdrawal penalty will apply if terms of certificate are changed before the maturity date. Please call for details. |
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1 Year IRA Certificate of Deposit |
0.20% APR
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0.20%APY
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2 Year IRA Certificate of Deposit |
0.25% APR
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0.25% APY
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3 Year IRA Certificate of Deposit |
0.50% APR
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0.50% APY
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$10.00 Minimum Average Daily Balance Required to Earn Interest. An early withdrawal
penalty may apply for withdrawals before age 59-1/2. Please call for details. |
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APR - Annual Percentage Rate
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APY - Annual Percentage Yield
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***ALL CERTIFICATE AND IRA CERTIFICATE RATES
SUBJECT TO CHANGE DAILY***
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Apply online for FIVE Hundred Bucks!
Existing RGVCU Members may apply after meeting the following criteria:
- Must be employed and/or receiving a set income for the past 5 years
- Have a direct deposit or salary deduction for 6 months prior to applying
and must be in good standing with RGVCU
17.74% APR - 8 Month Term; $20 Processing Fee. Special Terms &
Conditions May Apply; APR - Annual Percentage Rate;
Loans are subject to Credit Approval.
**************************
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APR - Annual Percentage Rate |
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Rates Subject to Change Daily - Please call Credit Union (956) 423-5792 for current rates. |
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*Special Terms and Conditions May Apply. Promotions Subject to Stop at Any Time. |
LOAN RATES
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Loan Type |
Percent Down |
Term |
Rate |
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New Auto |
0% |
Up to 72 Months |
3.24% - 17.99%
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New Auto |
0% |
73-83 Months |
4.24% - 17.99% |
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New Auto |
0% |
84 Months |
5.24% - 17.99% |
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Loan Type |
NADA Value |
Term |
Rate |
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Used Auto |
Trade-In |
Up to 72 Months |
3.24% - 17.99% |
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Used Auto |
Trade-In |
73-83 Months |
4.24% - 17.99% |
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Used Auto |
Trade-In |
84 Months |
5.24% - 17.99% |
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Loan Type |
Percent Down |
Term |
Rate |
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Vehicle Refinance |
Based on NADA |
Up to 72 Months |
3.24% - 17.99% APR |
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Vehicle Refinance |
Based on NADA |
73-83 Months |
4.24% - 17.99% APR |
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Vehicle Refinance |
Based on NADA |
84 Months |
5.24% - 17.99% APR |
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New Boat |
10% OR 20% |
0-60 Months
61-72 Months (+1 Point)
73-120 Months (+2 Points)
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5.49% - 17.99% APR |
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Used Boat |
10% OR 20% |
0-60 Months
61-72 Months (+1 Point)
73-120 Months (+2 Points)
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5.49% - 17.99% APR |
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Rec. Veh. |
10% OR 20% |
0-72 Months
73-120 Months (+2 Points)
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6.49% - 17.99% APR |
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Visa Credit Card |
N/A |
30 Day Grace/No Annual Fee |
5.90% - 18.00% APR |
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CD Secured |
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Not to Exceed CD Term; May Borrow up to 90% of Certicate Amount
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3.00% over CD RATE |
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Shared Secured |
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N/A
May Borrow up to $900
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5.50% APR |
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Personal Loan |
N/A |
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7.49% - 17.99%
APR |
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APR-Annual Percentage Rate |
ASK HOW YOU CAN RECEIVE .25% OFF ANY REGULAR LOAN RATE
(DOES NOT INCLUDE PROMOTIONAL RATES)
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