Report Lost/Stolen Debit/Credit Card
during business hours (956) 423-5792
Activate/Report Lost/File a Dispute
Debit/Credit Card (833) 729-2844
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It’Me247 & Bill Pay
Deposit Slips
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Rate Board
Effective July 1, 2025
Rates subject to change without notice.
Phone: (956) 423-5792
[email protected]
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Saving & Club Accounts |
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$100.00 - $4,999.99
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0.05% APR
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0.05% APY
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$5,000.00 - $9,999.99
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0.10% APR
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0.10% APY
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$10,000.00 and Over
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0.25% APR
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0.25% APY
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$100.00 Minimum Average Daily Balance Required to Earn Interest. |
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Interest Bearing Checking |
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$100.00 - $4,999.99
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0.05% APR
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0.05% APY
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$5,000.00 - $9,999.99
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0.10% APR
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0.10% APY
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$10,000.00 and Over
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0.25% APR
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0.25% APY
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$100.00 Minimum Average Daily Balance Required To Earn Interest. |
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180 Day Certificate of Deposit |
4.25% APR
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4.33% APY
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1 Year Certificate of Deposit |
3.75% APR
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3.82% APY
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2 Year Certificate of Deposit |
2.75% APR
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2.79% APY
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3 Year Certificate of Deposit |
1.75% APR
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1.76% APY
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$1,000.00 Minimum Average Daily Balance Required to Earn Interest. An early withdrawal penalty will apply if terms of certificate are changed before the maturity date. Please call for details. |
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1 Year IRA Certificate of Deposit |
3.75% APR
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3.82%APY
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2 Year IRA Certificate of Deposit |
2.75% APR
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2.79% APY
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3 Year IRA Certificate of Deposit |
1.75% APR
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1.76% APY
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$10.00 Minimum Average Daily Balance Required to Earn Interest. An early withdrawal
penalty may apply for withdrawals before age 59-1/2. Please call for details. |
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APR - Annual Percentage Rate
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APY - Annual Percentage Yield
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***ALL CERTIFICATE AND IRA CERTIFICATE RATES
SUBJECT TO CHANGE DAILY***
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Apply online for FIVE Hundred Bucks!
Existing RGVCU Members may apply after meeting the following criteria:
- Must be employed and/or receiving a set income for the past 5 years
- Have a direct deposit or salary deduction for 6 months prior to applying
and must be in good standing with RGVCU
17.74% APR - 8 Month Term; $20 Processing Fee. Special Terms &
Conditions May Apply; APR - Annual Percentage Rate;
Loans are subject to Credit Approval.
**************************
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APR - Annual Percentage Rate |
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Rates Subject to Change Daily - Please call Credit Union (956) 423-5792 for current rates. |
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*Special Terms and Conditions May Apply. Promotions Subject to Stop at Any Time. |
LOAN RATES
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Loan Type |
Term |
Rate |
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Auto Loans |
Up to 60 Months |
3.99% - 17.99% APR |
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61 Months - 72 Months |
4.99% - 17.99% APR |
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73 Months - 84 Months |
5.99% - 17.99% APR |
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Auto Refinance |
Up to 60 Months |
3.99% - 17.99% APR |
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61 Months - 72 Months |
4.99% - 17.99% APR |
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73 Months - 84 Months |
5.99% - 17.99% APR |
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Boats, RVs & Travel Trailer Loans |
Up to 72 Months |
7.49% - 17.99% APR |
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73 Months - 120 Months |
8.49% - 17.99% APR |
Other Collateralized Loans
e.g., Motorcycles |
Up to 72 Months |
7.49% - 17.99% APR |
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73 Months - 120 Months |
8.49% - 17.99% APR |
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Classic Vehicles |
Require 20% Down | Up to 60 Months |
5.99% - 17.99% APR |
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CD Secured Loan |
Up to 90% of CD;
Not to Exceed CD Term
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3.00% over CD Rate |
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Shared Secured Loan |
May Borrow up to $900 |
5.50% APR |
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Personal Loans |
- |
10.49% - 17.99% APR |
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Visa Platinum Credit Card |
No Annual Fee |
5.90% - 18.00% APR |
APR - Annual Percentage Rate
Rates shown are the lowest available. |
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