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Rate Board

Effective October 1, 2024
Rates subject to change without notice.

Saving & Club Accounts

 

 

$100.00 - $4,999.99

0.05% APR

0.05% APY

$5,000.00 - $9,999.99

0.10% APR

0.10% APY

$10,000.00 and Over

0.25% APR

0.25% APY

$100.00 Minimum Average Daily Balance Required to Earn Interest.
Interest Bearing Checking

 

 

$100.00 - $4,999.99

0.05% APR

0.05% APY

$5,000.00 - $9,999.99

0.10% APR

0.10% APY

$10,000.00 and Over

0.25% APR

0.25% APY

$100.00 Minimum Average Daily Balance Required To Earn Interest.
180 Day Certificate of Deposit

4.75% APR

4.86% APY

1 Year Certificate of Deposit

3.75% APR

3.82% APY

2 Year Certificate of Deposit

2.75% APR

2.79% APY

3 Year Certificate of Deposit

1.75% APR

1.76% APY

$1,000.00 Minimum Average Daily Balance Required to Earn Interest. An early withdrawal penalty will apply if terms of certificate are changed before the maturity date. Please call for details. 
1 Year IRA Certificate of Deposit

 3.75% APR

3.82%APY

2 Year IRA Certificate of Deposit

2.75% APR

2.79% APY

3 Year IRA Certificate of Deposit

1.75% APR

1.76% APY

$10.00 Minimum Average Daily Balance Required to Earn Interest.  An early withdrawal
            penalty may apply for withdrawals before age 59-1/2. Please call for details.

 

APR - Annual Percentage Rate

APY - Annual Percentage Yield

 

***ALL CERTIFICATE AND IRA CERTIFICATE RATES
SUBJECT TO CHANGE DAILY***

 

Apply online for FIVE Hundred Bucks!
Existing RGVCU Members may apply after meeting the following criteria:
- Must be employed and/or receiving a set income for the past 5 years
- Have a direct deposit or salary deduction for 6 months prior to applying
and must
 be in good standing with RGVCU

17.74% APR - 8 Month Term; $20 Processing Fee. Special Terms &
Conditions May Apply; APR - Annual Percentage Rate;
Loans are subject to Credit Approval.

**************************

APR - Annual Percentage Rate
Rates Subject to Change Daily - Please call Credit Union (956) 423-5792 for current rates.
*Special Terms and Conditions May Apply. Promotions Subject to Stop at Any Time.

 

LOAN RATES

Loan Type Term Rate
Auto Loans     Up to 72 Months
73 Months - 84 Months
5.99% - 17.99% APR  
6.99% - 17.99% APR  
Auto Refinance   Up to 72 Months
73 Months - 84 Months

                 5.99% - 17.99% APR                  6.99% - 17.99% APR

Boats, RVs & Travel Trailer Loans Up to 72 Months
73 Months - 120 Months
7.49% - 17.99% APR  
8.49% - 17.99% APR  
Other Collateralized Loans
e.g., Motorcycles, ATVs, Tractors, etc.
Up to 72 Months
73 Months - 120 Months
7.49% - 17.99% APR  
8.49% - 17.99% APR  
Classic Vehicles Require 20% Down | Up to 60 Months 5.99% - 17.99% APR
VISA Platinum Credit Card No Annual Fee 5.90% - 18.00% APR  
CD Secured Loan

Up to 90% of CD;
Not to Exceed CD Term

3.00% over CD Rate
Shared Secured Loan May Borrow up to $900 5.50% APR
Personal Loans - 10.49% - 17.99% APR
APR - Annual Percentage Rate
Rates shown are the lowest available.


Federally insured by NCUA

956-423-5792 | [email protected]

1221 Morgan Blvd. Harlingen, Texas 78550 | COMPLAINT NOTICE

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NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government NCUA National Credit Union Administration, a U.S. Government Agency