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During business hours (956) 423-5792
Before/after business hours (800) 554-8969
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Deposit Slips

Rate Board

Effective October 1, 2021
Rates subject to change without notice.

Saving & Club Accounts

 

 

$100.00 - $4,999.99

0.01% APR

0.01% APY

$5,000.00 - $9,999.99

0.02% APR

0.02% APY

$10,000.00 and Over

0.05% APR

0.05% APY

$100.00 Minimum Average Daily Balance Required to Earn Interest.
Interest Bearing Checking

 

 

$100.00 - $4,999.99

0.01% APR

0.01% APY

$5,000.00 - $9,999.99

0.02% APR

0.02% APY

$10,000.00 and Over

0.05% APR

0.05% APY

$100.00 Minimum Average Daily Balance Required To Earn Interest.
180 Day Certificate of Deposit

0.15% APR

0.15% APY

1 Year Certificate of Deposit

0.20% APR

0.20% APY

2 Year Certificate of Deposit

0.25% APR

0.25% APY

3 Year Certificate of Deposit

0.50% APR

0.50% APY

$1,000.00 Minimum Average Daily Balance Required to Earn Interest. An early withdrawal penalty will apply if terms of certificate are changed before the maturity date. Please call for details. 
1 Year IRA Certificate of Deposit

  0.20% APR

0.20%APY

2 Year IRA Certificate of Deposit

0.25% APR

0.25% APY

3 Year IRA Certificate of Deposit

0.50% APR

0.50% APY

$10.00 Minimum Average Daily Balance Required to Earn Interest.  An early withdrawal
            penalty may apply for withdrawals before age 59-1/2. Please call for details.

 

APR - Annual Percentage Rate

APY - Annual Percentage Yield

 

***ALL CERTIFICATE AND IRA CERTIFICATE RATES
SUBJECT TO CHANGE DAILY***

 

Apply online for FIVE Hundred Bucks!
Existing RGVCU Members may apply after meeting the following criteria:
- Must be employed and/or receiving a set income for the past 5 years
- Have a direct deposit or salary deduction for 6 months prior to applying
and must
 be in good standing with RGVCU

17.74% APR - 8 Month Term; $20 Processing Fee. Special Terms &
Conditions May Apply; APR - Annual Percentage Rate;
Loans are subject to Credit Approval.

**************************

APR - Annual Percentage Rate
Rates Subject to Change Daily - Please call Credit Union (956) 423-5792 for current rates.
*Special Terms and Conditions May Apply. Promotions Subject to Stop at Any Time.

 

LOAN RATES

Loan Type Term Rate
Auto Loans     Up to 72 Months
73 Months - 83 Months
84 Months and Up
1.99% - 17.99% APR  
2.99% - 17.99% APR  
3.99% - 17.99% APR  
Auto Refinance    Up to 72 Months
73 Months - 83 Months
84 Months and Up
1.99% - 17.99% APR  
2.99% - 17.99% APR  
3.99% - 17.99% APR  
Boats, RVs & Travel Trailer Loans Up to 72 Months
73 Months - 120 Months
3.49% - 17.99% APR  
4.49% - 17.99% APR  
Other Collateralized Loans
e.g., Motorcycles, ATVs, Tractors, etc.
Up to 72 Months
73 Months - 120 Months
3.49% - 17.99% APR  
4.49% - 17.99% APR  
VISA Platinum Credit Card 29 Day Grace / No Annual Fee 5.90% - 18.00% APR  
CD Secured Loan

Up to 90% of CD;
Not to Exceed CD Term

3.00% over CD Rate
Shared Secured Loan May Borrow up to $900 5.50% APR
Personal Loans - 7.49% - 17.99% APR
APR - Annual Percentage Rate
Rates shown are the lowest available.


Federally insured by NCUA

956-423-5792 | [email protected]

1221 Morgan Blvd. Harlingen, Texas 78550 | COMPLAINT NOTICE

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NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government NCUA National Credit Union Administration, a U.S. Government Agency